Saving Money & Electricity In Your Office

When you own your own business, it is easy to see how quickly the electric bill can add up and become a large business expense. From heating to cooling, to computers and lighting, the cost to run all of these systems and gadgets can become costly. Following a few simple steps can help you save electricity while saving you money.

Computers and Appliances

Computers consume a lot of energy, and should be put into sleep mode when not in use. Often, employees may forget to turn off their computers before leaving for the night. They don’t always realize how much power is being wasted by leaving their computers on. All computers should be set to go into automatic sleep mode after being idle for a period of time. They also should be shut down completely on weekends and holidays.

Other appliances, such as copiers, should be unplugged or turned off when not in use. When replacing computers and appliances, it is best to buy ones that are energy efficient due to the long term savings you will have over the course of their lifetime.

Heating and Cooling Systems

Air conditioning should be turned up a degree or two when in use. Making a slight change like this will be hardly noticeable, but can make a substantial difference in your energy usage. The opposite should be done for your office heating system by turning the heat down.
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Staff at your business might be more tempted to try and adjust the office temperature since they won’t be receiving the bill themselves. Since you are paying the bill, it is wise to have a programmable thermostat so the proper temperature is already set for when your employees arrive and leave. It is also recommended that there is a lock box around it so that you are the only one with the ability to change it.


Older types of light bulbs should be replaced by energy efficient ones if possible. Shutting off the lights when the room is not in use will also save electricity. If you are concerned that staff might forget to turn off the lights, then you could install motion sensor switches. This way, the lights will only be on when the room is occupied, and will automatically shut off when it is not.

Switching Electric Suppliers

In addition to these money saving ideas, it is also wise to look into switching your business electric supplier. You can compare rates to see where you will be able to get the best value for your money. When you find the right service provider, you will be able to save money by transferring your service.

Could Solar Panels Benefit Landlords?

Any savvy landlord will be looking for any way to increase the income from your property – and the new buzz word right now is solar panels. So, is this a viable way to boost your profits? Let’s take a look at the nitty gritty involved.

There’s no doubting that installing solar panels is expensive, but if you’re in property for the long term then this could be a genuine and real way of generating extra income.

1. Because solar energy is only just beginning to gain popularity in the UK, the government is keen to encourage people to install panels. To this end, they have introduced what is known as a ‘Feed-In tariff,’ or Clean Energy Cash Back Scheme. Essentially, what this means is that all the electricity your solar panels generate will give you an annual government payment for the next 25 years. The amount per kWh is 43.3 pence which, based on average systems, equates to about £1000 per year.
And, this payment is guaranteed tax free and index linked for the whole of the 25 year period.

2. You will also receive payment for any electricity which you don’t use and is fed back to the national grid at the rate of 3.1 pence per kWh.

3. Installing solar panels is highly likely to increase the value of your property. It will also make the property far more desirable to tenants as solar panels are likely to produce around 50% of all the electricity used in the home. The electricity provided by the solar panels is effectively free – meaning your tenants will be protected from ever rising energy costs.

4. Of course, don’t forget the environmental aspects, as fitting solar energy panels to your property can save over a tonne of CO2 emissions each and every year. This will also make your property far more attractive to potential tenants, as more and more people are becoming environmentally aware.

If you are considering having a solar energy system fitted then you should be aware that the government incentive scheme at the levels mentioned only applies to systems fitted between 01 April 2010 and 31 March 2010. After this time it is highly likely that the incentives, although still present, will be at lower levels.

This system being offered is based on a similar system which has been run in Germany since the 1990’s and proved extremely successful. To qualify, the systems and individual components which make up the systems must conform to standards which have been set by the government – known as the Microgeneration Certification Scheme or M.S.C. The system must also be installed by M.S.C. accredited engineers.

As you can see, solar panels provide an interesting option and may well be something which some landlords might like to take up. Not only could it provide you with an annual income, but anything which makes your property more desirable means increased rental income.

Good Letting Agents Save Landlords Money

As you see a good portion of your rental income being deducted by your agent each month, you might fail to appreciate that they can actually save you money. But when you take everything associated with renting your property into consideration, you’ll more than likely find out that you’ll come out better off in the long run.

The following are reasons why using an agent will save you money:

1. Letting agents only make money when a property is rented, so it’s in their interest that your property is filled. They have an established advertising network in place and will play an active role in finding a tenant for you – each and every day. Do you have the time to put that amount of effort into advertising?
2. Because an agent works on commission, it’s in their interest to work out the very best rental on your behalf. Are you experienced enough in the industry to be able to do this?
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3. Because the agent deals with hundreds of properties, they are able to negotiate the best deals with reputable tradesman. This means your maintenance costs will be lower than if you phoned up a plumber or an electrician as an individual to come and carry out work on your property.
4. They deal with all aspects of the rental, from showing around prospective clients to checkouts. Do you have the ability to take time off work to do this?
5. Using a rental agent gives your tenant a feeling of security. They have a 24 hour emergency phone number should a problem arise at three o clock in the morning – are you going to be quite so amenable if your tenant phones you at this time? Happy tenants are likely to remain in place longer, and this means more money and security for you as a landlord.
6. If your tenant leaves at the end of their term, the agent will more than likely have other prospective renters lined up. This will minimise your chances of the property being empty, and you losing money. Will you be able to do this so effectively? A void of only a few weeks can easily add up to more than a letting agents fees for the whole year!
7. In the case of tenant failing to pay, most letting agents offer a rental guarantee.
8. Rental agents can advise you on maintenance and repair programme to ensure that your property remains in good shape and so retains its value.

As you can see, the case for using a letting agent is very strong, particularly if you are new to the landlord business. Ask around to find out which agents in the area are reputable, and don’t be afraid to ask as many questions as possible before you sign on the dotted line.

Repairing Plumbing Problems

Time and again it happens that often we have small plumbing problems at home that need to be fixed but are often over looked to be dealt with later. But the problem is that ‘later’ never comes and that leak or the dent or the clog that was just a small thing in the beginning keeps getting worse over the time until it is not useable at all. It not only requires a lot of repairing, money, time wastage but also professional help.
Looking for a plumber is as hectic a job itself as not everyone is in contact with a good plumber usually. What one ends up doing is looking up a contact in the local phone directory and calling the first person on the list plus paying him the amount they ask for just to get rid of the problem at hand.
To avoid all this hassle and problems for no reason at all, put yourself to a little work and make your hands useful. Buy a few handy and useful plumbing tools to keep at home to help you out. Nothing very costly is required, just a few basic tools like a Plunger, a Plumbers Snake or a Closet Auger, a Basin Wrench and a pair of Slip-join Pliers and of course a little knowledge and some plumbing skills.
A clogged drain is something that everyone of has faced at some point. In fact this is one nasty problem that keeps occurring time and again. To keep clogged drains under control, fix a homemade draining mixture by yourself and use that. The mixture is extremely easy to make. Mix together half a cup of baking soda and half a cup of vinegar, mix well and you are done. Pour all this through the troubled drain and let it set for at least three hours. Run water through it and you will see the clogged rain will no more be clogged unless there is some other serious issue with it.
Another very common issue is that of a dripping faucet. If not repaired as soon as it happens, the drip leads to a crack and finally a total break destroying the walls, tiles and any wooden cabinets during the process. This usually happens due to seepage in the water supply. The water tires to drip out from the seep and this turns into a drip putting the faucet totally out of use. All you need to do is remove the washer. Simply disassemble the faucet and replace the washer with one that is similar to the one you were using before and you are done.
Another very frequent leak is the shower head leak that happens usually in the area where the shower head comes in contact with the shower arm or the place between the shower head body and the swivel ball. The continuous dripping of water from the leak stains your tiles a dirty shade of yellow. Fix this by cleaning and coating the arms thread of the shower with a plumber’s joint take.

Presentation Folder – Showcase Your Professionalism

Presentation folder is an essential presentation tool which proves useful during meetings, seminars, etc.

Also you can design them to achieve great results. These folders can be used for various purposes. The first reason is that they are put into practice for promotion.

Secondly, presentation folder is used for presentation purposes. These folders are generally kept at affordable rates so accordingly you can select any of them without getting concerned about the cost factor of these folders.

A presentation folder holds all loose collateral in one place and gives it more organized appearance. This type of folder is generally made of heavy paper. It also sometimes functions as a file folder as it is helpful in keeping your documents organized. They are mostly used as marketing tools and prove helpful in presentation of a business and to target its clients during any of its official meetings.
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You can find wide variety of presentation folders in the market which are available in various hues, designs and styles. You can choose any of the presentation folders which you think might suit your budget and requirement very well. These folders also showcase professionalism. With these folders you can give your best in any important meetings or conferences.

These folders can be customized as well. You can make use of different kind of materials such as recycled paper, leather, etc. in making this folder. Making use of different kind of material gives uniqueness to the folder. Chances are that your prospective clients may showcase their interest in reading out the contents of the folder.

Customized presentation folders prove very advantageous when concerned with your professional requirements. For instance, these folders provide you with plethora of benefits in terms of product marketing, promoting business and for long term relations with your prospective clients. When you are printing these folders then you are highlighting the important of these folders.

Another great advantage of customized presentation folder is that it enables you to organize content in your desired way. To get more refined details and information regarding presentation folder, you can surf various websites and online portals on internet. Overall, it can be summarized that these folders are extremely useful.

Swift and Reliable Business Loans

Money man 4 business is an independent sales office that offers several loan programs to specifically small and medium sized firms. The company is capable of providing precious and effective working capital to businesses without the problems associated with an ordinary bank loan. The prestigious company has already helped innumerable merchants to recover from financial constraints.
Money man 4 business has exceeded all the other online loan providing companies in terms of its capital providing service. More than $800 million has been effectively provided to needful merchants till date. From the past 8 years, more than 15,000 businesses in around 50 famous states like Puerto Rico, Hawaii, Alaska and Canada have trusted the company for their funding requirements and this also includes more than 100 top franchise concepts.

Getting a business loan is now easier and simpler.There are several advantages which money man 4 business offers exclusively like offering a swift, simple way for businesses to achieve access to working capital via the distinct 40 different business loan programs for medium business provided.

Cash flow is the most crucial element of every business. Cash flow is not only a necessity but it also can be a status symbol. The leading business loan company has totally changed the way people used to think about the business loan options.The requirements of small business owners are the top most priority of the company. A revolutionary business loan service was developed by the company that kept its primary focus on the basic interests of the business and helped powerful businesses get even stronger. You can point out innumerable differences between this loan and other ordinary loan services by looking at the facts mentioned below:-

€ The company has a more holistic approach towards the loan qualification and an individual’s personal credit history will be of less importance with the company than it is with other business loan options.

€ An automatic ACH payment will be made on each business day which makes the pay back process effortless.

€ Several small business strategies are timely and requires the ability to safeguard the money needed to act swiftly. The company understands the value of being able to swiftly get the working capital your business requirements for handling emergencies, stability, growth and this process can get a loan for your business in as swift as in just 72 hours.

Nowadays, online business loans with fixed terms are being offered. One doesn’t need to go through the lengthy approval process which contains low approval rates and also no security guarantees are needed. The cash advances have a greater approval rates and no minimum credit requirements are the main characteristics of the service. Flexible repayment plans are provided and as a result the merchants do not face any problem while repayment. The business loans are an easy solution to cash flow constraints that may prove to be an obstacle in smooth functioning of the business. There are many hard times in a business and in such situations it becomes even difficult for merchants to manage cash flows on a regular basis. A correct cash advance service can get you out of the hard time and prosper.

Seeking Help Businesses? Business Coaching May Be For You

While the coaching business is one of the most dynamic sectors in the world, and demand for coaching services is high, many business owners do not understand what the benefits of hiring a business coach can have on their businesses.

Process with business coaching, it is an ideal resource for homeowners looking for companies to help their companies.


How great Business Coach can not only help you achieve your goals faster, but also hold you responsible for getting the results you say you want.

This is the main difference between business coaching and consulting.

Most consultants just give you a list of strategies or €do€ to help turn your business around.

A good business coach will do, but only after using a series of questions to identify key issues and areas of opportunity in a company.

By asking questions and get answers from the owner, the coach will be the owner’s manual to develop its own €to do list€ €¦ and will be followed next week to secure them, €to do€ real.

This level of process and accountability are at the heart of the coaching process.

It is also important that the employer is willing and open to coaching, because if he or she is not, as a coach (or any other business assistance) is doomed to failure.

So, which areas can improve the Business Coach? In this series of questions that a coach can ask (and wonder) about your company at this time:

1. Do you have a plan that will help your business do better this year than last year?

2. Do you know exactly what you want your business to do for you and your family?

3. Do you know what your product or service best seller?

4. Do you know what the profit margin for the product or service?

5. Would know how to increase your sales if you had only one or two lines of product or service? If you are looking for the company on how to help grow sales and more profits, business coaching can be a great resource for you.

Great leaders are always open and ready to find new tools and strategies for success.

If you’re willing to look outside your company assistance activities in business coaching can help:

Building better teams

More benefits

Get more time for yourself to better manage your business, or spending time away from your business

Getting a better planning and organization of the day, and more profitable products and services at prices

Generate more cash flow

Choose the right technology for your business, from computers to telephone systems

Determine the number that will grow and operate your business to new levels of profitability.

Business Coaching is one of the most effective ways to achieve exponential (vs. incremental) growth in any business €¦ and may well be the best way to get the same in yours.




The best way to answer this question is to keep it short, simple, and to the point!

In most instances small businesses are acquired by first time business buyers. And this question comes up to them almost all the time. €Why not start my own from ground up?€ Well, because it’s too risky! Buy an existing business, €because it is established,€ you don’t have to start from scratch and advertise and hope to get clients. Most new businesses fail in their first year, and this is not news. Established businesses have a track record. When you buy an established business you’ll start profiting from day one. There will be no guessing, hoping, wishing, or waiting.

When you buy an established business the previous owner trains and prepares you for that business. Because guess what? The previous owner knows how to squeeze every dime out of that business to maximize profits. More often than not, mandatory training is a contingency when you make an offer to buy an established business. Something that is very well worth to take advantage of and learn and ask as many questions as possible to insure future stability and growth.


First time small business buyers have a much better chance of finding the right business if they team up with a professional business broker. It just takes a lot of the stress away. Your business broker will show you businesses, advise you, do market comparisons and come up with the real value of the business you are considering purchasing.

But don’t be fooled. Finding the right business broker takes some homework. I recommend never to settle for less. Call and see at least a few business brokers before you make up your mind. Once you know your budget for your small business purchase ask the brokers if they will work with that budget. Sometimes they have general price ranges that they work between. For example, they only sell businesses prices between 500k to 5million. So in this case it is probably a waste of time to talk with them if your budget is 100k. And please try not to get stressed out in this entire process of buying a small business. It’s not as hard as it sounds. And in case you feel it’s not for you don’t be sad because it is not for everyone.


Since most of small businesses are sold to first time buyers, this is a question that comes up quite a few times. Most times even the owner or seller doesn’t know the true value of his/her business. They may say, €It has got to be at least 10 x my gross sales€¦,€ or €I bought this business for this much, so now it has got to be worth this much.€ These kinds of scenarios happen a whole lot. And it may not be the seller’s fault because that could be what they were told when they bought the business in the first place. So it’s fair to say that some sellers are completely out of touch with reality. But keep in mind that sometimes it’s possible to buy a business below its market value for various reasons. For instance; the owner want to get rid of his/her business and do something else, the seller has not consulted with a professional business broker, health reasons, emergency, hospital bills, other business ventures, etc€¦ Below market priced businesses should accurately be investigate and appraised carefully to be able to figure out whether it is worth buying or not.

With all of these things being said, no one should be confused about how much to pay for a business because there are industry standards and market comparisons. If you are someone who is working with a professional business broker then you probably should not have any problems appraising a business. Working with a professional business broker makes life a whole lot easier, and is something that I would recommend to anyone who is searching or considering buying a small business.


The endless inverse relationship between buyers and seller. But this does not matter to the informed buyer/seller. Meaning that if the seller/buyer did their homework and came up with the right market value price for a business then there is no further problems or questions. The considering party now know what the next step would have to be. That is where or not to accept the offer. My recommendation is to be true to the market and not waste irreversible time.

Not knowing the current market value of the business is where the problems begin. For example; just because a seller is lowering the price doesn’t necessarily mean you are getting a deal, or let’s say as a business broker you appraise a business for €x€ and the seller wants €y€ amount and you take the listings in hopes that they will come to their senses and lower the price later.

It’s not easy. But it’s the only way. €He said, she said, they think.€ All that is nonsense. Don’t waste your time and get the true market value of the business. This will save a lot of time and nerves, and would make it easier to buy or sell.


Of course the primary requirement to purchasing a business is financial ability. But let’s not leave another important factor alone. I’m talking about whether or not you have the ability to learn and run a business. It’s very different compared to just working for someone and getting a pay check every other week.

You need to ask yourself these questions; Are you ready to make business decision on a daily business? Can you withstand the pressure of being responsible for everything? Because at the end of the day this is what it comes to. Do you have the ability to engage in effective communication with your vendors, staff, client, etc€¦? Are you computer savvy? Are you able to properly write emails? Are you on time? And many more questions like this.

The fact is that you don’t have to be perfect at these things, but if you realize early on what you need to improve on or who you need to hire to help you, then you will save a lot of nerves and perhaps money and time. Being in business for yourself is not easy. But owning a business of your own is still a big part of the American Dream after all. And you should definitely be honest with yourself and follow your heart.


The point of being in business is to be profitable. There are many successful business models. Which one is the right one for you? This is a great question to ask yourself early on because time goes by fast and you don’t want to be jumping from one idea to the next. It’s always good to formulate a plan, one which is based on reality and availability. A lot of first time business buyers fail to buy a business because they wait too long for the right business to come along and eat away their savings and lose the ability to be a business owner because of this.

There are industry standards to pricing most types of businesses. Once you know what type of business is most compatible for you, then at this point you may ask a professional business broker to assist you finding what you are looking for based on price, profitability, affordability, and location. It really takes the guess work out of figuring out what the market value for a certain business is. Once you are sure about what type of business to buy and the price you are willing to pay, then it’s just a matter of time to find it. Patience goes a long way, but being too patient and hesitating to buy at the right moment could become a problem because time may start eating into your savings and prevent you from buying any business.


One great aspect to think about is your time. How much time do you want to spend on this. Are you a workaholic? Regular 9 to 5 person? Morning person? Evening person? These are all good question to ask yourself before you start your search. Do you know how you want to divide your time. It would be sad to get into a business and then figure out it.